Mattox Insurance Agency/Senior Healthcare Advisors
46 Years of Experience

 (815) 626-7445

Mon - Fri, 9 AM - 5 PM

After-Hour Appointments Available


Mutual of Omaha has gone to lower rates as of 2-23-2018.

I want to call to your attention to the differences in rates between Mutual of Omaha Plan F and G. Since the Part B annual deductible has been increased to $183, you can save a considerable amount of money by going to G rather than F.

On the rates below you will find the preferred rates for new applications.

I also want to call your attention to the High Deductible Plan F offered by BlueCross and BlueShield. It is the same Plan F that we all know but it has a $2,240 deductible. After that, it pays all deductibles and co-pays that Medicare does not. This plan has a very stable rate structure, so if you believe that you are a very healthy person or one that just cannot afford another plan, you should consider the High Deductible Plan F.

Plan N with BlueCross and BlueShield is a plan to consider if you want to save some money and do not wish to or cannot answer the health questions to qualify for a Mutual of Omaha.

The biggest item that must be considered is that you will have to pay your own Medicare B deductible and a co-pay not to exceed $20 for every doctor's visit thereafter. You will also need to pay a $50 for every emergency room visit.

Yes, we can write BlueCross and BlueShield Medicare Supplements on applicants up to age 100+.

These rates are effective 4-1-2018.

Comparison of Plans and Costs for Those that Live Outside of the Chicago Area

Please note that BlueCross and BlueShield of IL have changed their pricing method. Instead of going in bands or brackets we now have year to year rates so that when someone goes from age 70 to 71, they will have a slight age rate increase. In many cases the rate stayed the same or just went up slightly.

Monthly Rates

High Deductible F

Under Age 65 - $105
Age 65 - $48
Age 70 - $62
Age 75 - $79
Age 80 - $86
Age 85 - $101
Age 90 - $106

Plan F

Under Age 65 on Medicare $346
Age 65 - $156
Age 70 - $206
Age 75 - $259
Age 80 - $288
Age 85 - $315

Plan N

Under Age 65 on Medicare - $242
Age 65 - $110
Age 70 - $145
Age 75 - $180
Age 80 - $200
Age 85 - $220

A Doctor Looking at a Patient's Hand

Please read the outline of coverage for deductibles and co-pays that are paid by the plan, which make this plan as close to 100% coverage as I can get you. Call me today.

Remember, Plan N has an up to $20 co-pay for doctor's visits, $50 for emergency room visits, plus you are responsible for the Part B deductible which in2014 is $183. After the deductible is paid, you will begin paying the co-pay. See me for more details or an outline of coverage.

They do not have gender rates, height and weight charts, and tobacco or no tobacco rates. Everyone outside of the Chicago Metro area pays the same rates with no health questions ever. 

Nurse Checking Elderly Man's Blood Pressure

Mutual of Omaha Medicare Supplement

Mutual of Omaha has good rates for both Plans F and Plan G. We recommend that all age 65 clients consider using these plans because of the excellent Midwest service you will receive.

All rates are for non-smoking applicants in Northwest Illinois. Take note of the 7% discount that they will give for a two-person household.

Plan F (for the Majority of Illinois)


Under Age 65 on Medicare $270.32
Age 65 - $124.05
Age 70 - $135.22
Age 75 - $156.36
Age 80 - $180.38


Under Age 65 on Medicare $305.46
Age 65 - $140.18
Age 70 - $152.79
Age 75 - $176.69
Age 80 - $230.83

Plan G


Under Age 65 on Medicare $216.49
Age 65 $96
Age 70 $106.36
Age 75 $124.83
Age 80 $144.46


Under Age 65 on Medicare $244.63
Age 65 $108.47
Age 70 $120.19
Age 75 $141.06
Age 80 $163.24

There is a 7% discount for each person in a two-person household. There is no requirement that you be of opposite sex, married, related, etc. You must have just have lived together for the last 12 months. You do not even have to apply together at the same time.

Note: As of August 2016 Mutual of Omaha does write Plan N and High Deductible F.