Mattox Insurance Agency/Senior Healthcare Advisors
46 Years of Experience

 (815) 626-7445

Mon - Fri, 9 AM - 5 PM

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MEDICARE SUPPLEMENTs Including Sample Rates

If you are going on Medicare there is one thing that you need to do. Consult with true professional, Phil and Jonathan Mattox. We have been helping individuals with Medicare for over 46 years.

Medicare Supplements do exactly what they intend to do, supplement the coverage that is provided with Medicare. If Medicare does not approve a charge the supplement will not pay.

Every year on January 1 Medicare raises the Part A and Part B deductibles and the co-pay that go with them. In 2019 the Part A deductible will be $1364 for each benefit period of 60 days. In other words, you can go in and out of the hospital during the 60 day perioud with one deductible but if you go back at a later date the deductible will need to be paid again. Medicare Supplement plans F, G, & N all pay that deductible.

The Part B deductible will increase to $185 but that is a calendar year, January 1 to December 31 deductible. Since we are in the business of not only providing coverage but saving you money, this is a deductible you will need to consider paying yourself. If the rate difference between Plan F and Plan G is greater than $15.50 per month (1/12 of $185) you should certainly consider G.


Nurse Checking Elderly Man's Blood Pressure

Mutual of Omaha Medicare Supplement Rates

The table below shows sample rates* for Mutual (United) of Omaha for individuals that live ourside of the Chicagoland area or Illinois.

Plan F

Female

Under Age 65 on Medicare $270.32
Age 65 - $124.05
Age 70 - $135.22
Age 75 - $156.36
Age 80 - $180.38

Male

Under Age 65 on Medicare $305.46
Age 65 - $140.18
Age 70 - $152.79
Age 75 - $176.69
Age 80 - $203.83


Plan G

Female

Under Age 65 on Medicare $216.49
Age 65 $96
Age 70 $106.36
Age 75 $124.83
Age 80 $144.46

Male

Under Age 65 on Medicare $244.63
Age 65 $108.47
Age 70 $120.19
Age 75 $141.06
Age 80 $163.24

* The above table rates can be discounted 7% if there are two individuals in the same household that have a Mutual of Omaha Medicare Supplement policy and have lived at the same address for the previous 12 months. Individuals outside the Open Enrollement Perious are subject to health questions and can be rated for tobacco use plus height and weight.


BlueCross and BlueShield of Illinois Supplement Rates

Unisex Rates

Plan F

Under Age 65 - $346
Age 65 - $156
Age 70 - $206
Age 75 - $259
Age 80 - $288

Plan G

Under Age 65 - $324
Age 65 - $147
Age 70 - $195
Age 75 - $246
Age 80 - $271

A Doctor Looking at a Patient's Hand


We also market Plan N and the High Deductible F with both companies. Both plans have cheaper rates but the coverage is not as complete. With N you must pay the Part B deductible of $185 then after that with each Dr. or Medical Care visit you will pay a co-pay not to exceed $20 plus an ER visit will have a co-pay not to exceed $50. There is no limit on the co-pays that you may incur.

With High Deductible F you will pay a deductible of $2,240 combined for both Part A and Part B approved expenses then there will be no deductibles or co-pays that you are responsible for the remainder of the year.

The two tables below show the rates for both plans with Mutual Omaha and BlueCross and BlueShield of Il.

Mutual of Omaha Medicare Supplement Rates

Plan N

Female

Under Age 65 on Medicare $179.69
Age 65 - $79.67
Age 70 - $88.28
Age 75 - $103.60
Age 80 - $119.90

Male

Under Age 65 on Medicare $203.04
Age 65 - $90.03
Age 70 - $99.76
Age 75 - $117.08
Age 80 - $135.48


High Deductible F

Female

Under Age 65 on Medicare $86.60
Age 65 $38.40
Age 70 $42.55
Age 75 $49.93
Age 80 $57.78

Male

Under Age 65 on Medicare $97.85
Age 65 $43.39
Age 70 $48.07
Age 75 $56.43
Age 80 $65.29


BlueCross and BlueShield of Illinois Supplement Rates

Plan N

Unisex Rates

Under Age 65 on Medicare $242
Age 65 - $110
Age 70 - $145
Age 75 - $180
Age 80 - $200


High Deductible F

Unisex Rates

Under Age 65 on Medicare $105
Age 65 $48
Age 70 $62
Age 75 $79
Age 80 $86

Call Phil and Jonathan for additional questions and to set-up an appointment for our In-Person help. Remeber there is never a charge for our services.